Evaluate the fact pattern below to determine, according to general rules and principals of the UCC who would be liable in this transaction and which law would generally apply.Kinslee Jones, owner of Wicklinn's Ranch, writes a check to Wiley "Coyote" Smith, a ranch hand that assists in the running of the ranch located in Malta, Montana for the amount of the check of $100.00. The bank Kinslee Jones has her checking account for ranch related checking at is Highlander Bank, also a Montana bank. Wiley is an unscrupulous individual and alters the amount of the check from $100.00 to $1000.00 and presents the check to Jacobi Bank in Billings, Montana who cashes the check for Wiley. Shortly thereafter, Wiley skips town to pursue a life as an interior designer in Los Angeles, California for Jamie Interiors. After several months, authorities track down Wiley "Coyote" Smith who is absolutely broke as his interior decorating skills are deplorable and no one seeks his services. Kinslee Jones wants her money back and pursues legal action.
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