An advantage of a health savings account is that if there are funds remaining in the account at the end of the year:

Name: An advantage of a health savings account is that if there are funds remaining in the account at the end of the year:
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The funds remaining in a health savings account at the end of the year belong to the employee and can be carried over to the next year rather than being forfeited. This can be a valuable benefit for employees who may have unexpected medical expenses in the future.

An Advantage of a Health Savings Account Is That If