Natalia Is Excited for Her New Start-Up and Visits the Bank

Natalia is excited for her new start-up and visits the bank to open a business checking account. Her relationship manager at the bank, Max, informs her about overall process and about the bank's requirement to maintain a minimum cash balance of $10,000 in her account at all times. Max also tells her about the easy access to lines of credit from the first day of the month, if the need for them arises. The annual interest on lines of credit is 10%, and it must be paid every month if there is an outstanding balance, but there is no need to make the principal payments each month. The following table provides additional information on this:
If Natalia borrowed funds in increments of $100, then which of the following is correct for the month of August in the given scenario? (Round your calculations to the nearest whole number, if required.)

A) Natalia can wait for next month's deposits; there is no need to borrow on a line of credit.
B) Natalia will borrow $3,000 to maintain the minimum cash balance, and her books will show the budgeted ending cash balance of $10,000.
C) Natalia will borrow $3,100 to maintain the minimum cash balance, and her books will show the budgeted ending cash balance of $10,074.
D) Natalia's books will show at least the sufficient amount of funds, and there will be no need to borrow.