A tornado causes the garage to collapse on Mr. Woody's car, and the damage to the car is $5,000. Mr. Woody has a PAP with both Collision and Other than Collision coverages. A $200 deductible applies to the Collision coverage. There is a $0 deductible on Other than Collision coverage. How much is paid by the PAP for the tornado damage?

Question

Quizplus · Accepted Answer

The damage caused by the tornado falls under the "Other than Collision" coverage, which has a $0 deductible. Therefore, the full amount of $5,000 is paid by the Personal Auto Policy (PAP).

A Tornado Causes the Garage to Collapse on Mr