Ron's PAP has a $500 deductible for Collision and a $0 deductible for Other than Collision. Ron collides with a wild deer, causing $6,000 of damage to his car. He can recover from the insurer:

Question

Quizplus · Accepted Answer

Since the damage was caused by colliding with a wild deer, it falls under "Other than Collision" coverage, which has a $0 deductible. Therefore, Ron can recover the full $6,000 from the insurer.

Ron's PAP Has a $500 Deductible for Collision and a $0