Sam Is Researching Nursing Homes for His Father Who Owns

Sam is researching nursing homes for his father who owns a long-term care policy that has a $330 per day (365-day year) benefit amount, 3-year benefit period, and a 100-day waiting period. The Sunshine Home can accommodate his dad for $151,000 a year, for 3.5 years. How much will his out-of-pocket cost be for the first year and the second year?

A) $59,832; $30,132
B) $60,250; $30,550
C) $63,132; $30,132
D) $63,550; $30,550