Mortgage brokers sometimes deny mortgages and real estate agents may decline to show a house to a prospective buyer on the basis of the person's race. These discriminatory practices are best described as

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Institutional discrimination refers to discrimination that is built into the policies and practices of social institutions such as businesses, schools, and governments. Mortgage brokers and real estate agents are institutions that can perpetuate discrimination, whether intentionally or not, by denying services to individuals based on their race. Functionalism, gentrification, and human ecology do not directly relate to this issue.

Mortgage Brokers Sometimes Deny Mortgages and Real Estate Agents May