Question 1

The reason for workers' compensation laws is

Accepted Answer

Workers' compensation laws are in place to achieve all of the above goals. They aim to provide compensation to injured or ill workers, encourage employers to prioritize safety, and facilitate a quick return to work for the affected employees.

Question 2

An individualized program of therapy using simulated or real work tasks to build strength and improve the worker's endurance toward a full day's work is known as

Accepted Answer

Work hardening is a specialized program of therapy that focuses on simulating or performing actual work tasks to help injured workers build up their strength, endurance, and overall functional capacity. This type of therapy is often used as part of a comprehensive rehabilitation plan to help individuals return to work after an injury or illness. Physical therapy and occupational therapy are both related to work hardening, but they focus on different aspects of rehabilitation such as pain management, mobility, and daily living skills. Cognitive evaluation may be part of an overall assessment of an individual's ability to perform work tasks, but it is not synonymous with work hardening.

Question 3

Which is the correct procedure for keeping an industrial patient's financial and health records when the same physician is also seeing the patient as a private patient?

Accepted Answer

It is important to maintain separate financial and health records for an industrial patient and a private patient when they are being treated by the same physician. This helps to ensure that the two types of records do not become mixed up, and that the information in each record is accurate and complete. Having separate records also helps to protect the privacy and confidentiality of the patient's information, as the industrial and private patient records may need to be handled by different people or stored in different locations.

Question 4

In many states, workers' compensation laws have exemptions for certain occupations such as

Accepted Answer

The occupations listed in option C, domestic employees, babysitters, and gardeners, are typically exempt from workers' compensation laws in many states. Options A and B include administrative and clerical occupations, which may or may not be exempt depending on the state's specific laws. Option D, all of the above, is not the best choice as it is too broad and not specific to the occupations that are typically exempt from workers' compensation laws.

Question 5

Premiums for workers' compensation insurance are paid by the

Accepted Answer

Premiums for workers' compensation insurance are paid by the employer. It is part of the cost of doing business, and employers are required by law to provide workers' compensation coverage for their employees. The premiums are based on factors such as the size of the business, the number of employees, and the industry in which the business operates. The purpose of workers' compensation insurance is to provide benefits to employees who are injured on the job or who suffer from work-related illnesses.

Question 6

State compensation laws that require each employer to accept its provisions and provide for specified benefits are

Accepted Answer

Compulsory laws require each employer to accept its provisions and provide for specified benefits. This is in contrast to elective laws, which give employers the option to opt-in to the law and provide benefits. Regional and local laws are not applicable in this context.

Question 7

The statutes for workers' compensation laws fall under

Accepted Answer

The answer of The statutes for workers' compensation laws fall...

Question 8

Final determination involving settlement of an industrial accident is known as

Accepted Answer

Adjudication refers to the legal process of resolving a dispute or deciding a case, which includes the final determination involving the settlement of an industrial accident.

Question 9

OSHA stands for

Accepted Answer

OSHA stands for Occupational Safety and Health Administration.

Question 10

The First Treatment Medical Report or Physician's First Report of Occupational Injury or Illness form should be signed

Accepted Answer

The form should be signed in ink by the physician to ensure authenticity and accountability.

Question 11

The form that contains authorization for the physician to treat the injured employee is the

Accepted Answer

The Medical service order is the form that contains authorization for the physician to treat the injured employee, as it typically outlines the medical services approved for the employee's treatment.

Question 12

An abnormal condition caused by exposure to environmental factors associated with employment is termed a/an

Accepted Answer

An occupational illness is a medical condition that results from exposure to environmental factors in the workplace. Examples include asthma caused by exposure to chemicals or lung cancer caused by exposure to asbestos.

Question 13

If a worker has a work-related injury or illness and is unable to perform the duties of his or her occupation for 2 months and then returns to modified work for 1 month before returning to full work, the claim is referred to as a

Accepted Answer

This situation describes a temporary disability claim, as the worker was unable to perform their duties for a certain period of time and then returned to modified work before returning to full work. A nondisability claim would refer to a situation where there was no actual injury or illness resulting in disability. A permanent disability claim would involve a more long-term or permanent loss of function or disability. A permanent and stationary claim refers to a situation where the worker has reached the maximum amount of medical improvement possible and their condition is not expected to change.

Question 14

Videotapes made of the patient without his or her knowledge to document the extent of the patient's permanent disability are called

Accepted Answer

Sub rosa films are videotapes made without the knowledge of the subject to document their permanent disability or injuries. This term is commonly used in the legal and insurance industries for investigative purposes. Choices A, B, and C, do not accurately describe this type of videotape.

Question 15

A proceeding in which an attorney asks a witness questions regarding a case and the witness answers under oath but not in open court is known as a/an

Accepted Answer

This proceeding is known as a deposition. Depositions are typically conducted prior to a trial or hearing to gather evidence and information from witnesses under oath, but not in open court. Arbitration and negotiation are alternative dispute resolution methods, while a hearing is a formal proceeding typically held in a courtroom.

Question 16

Workers' compensation benefits include

Accepted Answer

Workers' compensation benefits typically include medical care for the injury or illness, disability income to replace lost wages due to the injury or illness, and death benefits for the dependents of workers who are killed on the job. Therefore, all of the above options are correct.

Question 17

The simplest type of workers' compensation claim is

Accepted Answer

The simplest type of workers' compensation claim is a nondisability claim, where the employee is not injured and no time off work is needed. This type of claim typically involves a minor incident or illness, such as a small cut or a case of the flu, where medical treatment may be required but no disability or lost wages are involved.

Question 18

In a PD claim, the physician's final report must include the words

Accepted Answer

The physician's final report in a PD claim must state that the claimant has reached a permanent and stationary condition, meaning their medical condition has stabilized and is not expected to improve with further treatment. This language is necessary for the insurance company to determine the appropriate amount of compensation to offer for the claim. Compromise, release, discharge, and stationary alone do not provide the necessary information to assess the claim.

Question 19

When a case is rated for permanent disability and settled, this is called

Accepted Answer

Compromise and release is a legal term used to describe the settlement of a workers' compensation case for permanent disability. It is a voluntary agreement between the employee and employer/insurer where the parties agree to a lump-sum payment in exchange for the release of any future claim for the injury. The other options (withdrawal and discharge, relief of duty, surrender and release) do not accurately describe this type of settlement.

Question 20

In an industrial case, if the patient is experiencing pain that can be tolerated but will cause some handicap in the performance of the activity precipitating the pain, it is classified as

Accepted Answer

The answer of In an industrial case, if the patient...

Quiz 15: Workers Compensation