When marketers refer to "fast-food culture", or "credit-card culture" they are referring to a cosmopolitan culture which is comprised of various segments of the population which are interconnected.

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When marketers refer to fast-food or credit-card culture, they are acknowledging the influence that these ubiquitous features of modern life have on a broad range of people who are connected by shared experiences and consumer habits. This interconnectedness is a key characteristic of cosmopolitan culture.

When Marketers Refer to "Fast-Food Culture", or "Credit-Card Culture" They