Evidence Suggests That Credit-Rating Agencies ________ Exploited Conflicts of Interest

Evidence suggests that credit-rating agencies ________ exploited conflicts of interest because ________.

A) have not;it would cause their ratings to lose credibility and thus have a lower value in the marketplace
B) have not;they would have an increase in profits in the long-run
C) have;it would cause their ratings to lose credibility and thus have a lower value in the marketplace
D) have;they would have an increase in profits in the long-run