Ken purchased a PAP with liability limits of 100/300/50,medical payments coverage,and collision coverage.Ken fell asleep while driving late at night.He crossed the center line and hit a car approaching from the other direction.The following losses occurred.
-The driver of the other car suffered $30,000 in bodily injuries.
-Ken's car sustained $5,000 in damages.
-Ken incurred $5,000 in medical expenses.
-The car that Ken hit was a total loss.
Which of Ken's Personal Auto Policy (PAP)coverages will cover the damage to Ken's car?

Question

Quizplus · Accepted Answer

Collision coverage will cover the damage to Ken's car as it provides coverage for damage to the insured's car resulting from a collision with another object or vehicle, regardless of who was at fault for the accident.

Ken Purchased a PAP with Liability Limits of 100/300/50,medical Payments