Which of the Following Statements About the Coverage for Medical

Which of the following statements about the coverage for medical payments to others (Coverage F) under the homeowners policy is true?

A) Medical payments may be made for any resident of the named insured's household.
B) Medical expenses incurred within 3 years of an accident are covered.
C) Medical payments are made only if the insured is not legally liable.
D) Covered medical expenses are limited to emergency room charges.