Which of the following statements regarding employer liability insurance under the workers compensation insurance coverage form is (are)true?
I.Employer liability insurance covers an employee injury that occurs on the job but may not be considered work-related.
II.If an injured employee sues a negligent third-party,and the third-party sues the employer for contributory negligence,the lawsuit is covered under employer liability insurance.

Question

Quizplus · Accepted Answer

Employer liability insurance is designed to protect employers from financial loss when a worker is injured on the job and the injury may not be considered work-related, covering situations that fall outside of workers compensation. Additionally, it provides coverage in cases where an injured employee sues a third party, and then the third party sues the employer for contributory negligence, thus both statements are true.

Which of the Following Statements Regarding Employer Liability Insurance Under