Which Fact Would Suggest to a Family That They May

Which fact would suggest to a family that they may want to check building codes and availability of insurance and reconsider the location of their next home?

A) The area where they are looking had a huge neighborhood fire after a lightning strike last year,and people are just starting to rebuild.
B) The building lot is beautiful but in an area that has had forest fires and all the houses have burned three times in the past 20 years.
C) The empty building lot was in a neighborhood of very nice homes,but the home that used to be there was burned when the smoker fell asleep in his bed.
D) The home is very historic with features that cannot be replicated at any price today,but the damage from the fireplace fire is still very visible in the main living area.