Which of the following best outlines the role of long-term disability insurance?
A) allows employees to accrue sick leave for time-limited emergency needs
B) provides ongoing income protection for employees who cannot work because they are disabled
C) is a mandatory security benefit for non-governmental employers with over 50 employees
D) pays for long-term care, such as nursing home, assisted living, and home health care
Correct Answer:
Verified
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