Accounts that "naturally" fluctuate with changes in routine business operations affect internally generated funds, which are generally referred to as spontaneously generated funds.

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This is correct. Spontaneously generated funds refer to funds that are generated internally through routine business operations, and accounts (such as accounts receivable and inventory) that naturally fluctuate with these operations impact the amount of internally generated funds.

Accounts That "Naturally" Fluctuate with Changes in Routine Business Operations