Which of the Following Is Correct with Respect to the Meaning

Which of the following is correct with respect to the meaning of an insurable interest?

A) An insurable interest means that the person causing the loss is required to show enough interest in what he is doing to be careful.
B) The insurance company must have received a premium before it can be said to have an interest in the agreement and be bound to pay when a claim is made.
C) The beneficiary or person receiving payment must have an ownership interest in the thing being insured.
D) The person taking out the insurance contract must be in a position that he will suffer a loss equal to the amount claimed if the insured-against event occurs.
E) This term describes when a person has taken out insurance on something.