Which of the following factors is used to determine a person's driver classification?

Question

Quizplus · Accepted Answer

A person's age is a commonly used factor in determining driver classification. Younger drivers are often considered higher risk and may face higher premiums or restrictions on their driving, while older drivers may receive discounts or other benefits.

Answer: B) Type and age of vehicle 
 The type and age of a person's vehicle can also impact their driver classification. High-performance or luxury vehicles may be more expensive to insure, while older vehicles may be considered less safe and could result in higher premiums.

Answer: E) State insurance premium regulations 
 Insurance premiums and classifications are often regulated by individual states, which can impact how insurance companies determine driver classifications. Certain states may require certain factors, such as credit score or driving record, to be considered when determining premiums.

Which of the Following Factors Is Used to Determine a Person's