A Speculative Risk

A speculative risk

A) is the chance that something may be lost.
B) is the cause of a possible loss.
C) increases the likelihood of loss through some peril.
D) is the uncertainty of direct or indirect loss to property due to fire, windstorms, accidents, theft and other hazards.
E) is a risk that carries a chance of either loss or gain and are legally defined as uninsurable.