Fire insurance contracts generally cover losses only from hostile fires.

Name: Fire insurance contracts generally cover losses only from hostile fires.
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Fire insurance contracts specifically cover losses from fires that are considered hostile, meaning they are unintentional, unexpected, and not caused by the policyholder. Therefore, losses from friendly or controlled fires (such as those used in cooking or heating) would not typically be covered under a standard fire insurance policy.

Fire Insurance Contracts Generally Cover Losses Only from Hostile Fires