Marking off a certain neighborhood by a bank within their trade area and declining to extend financial services (especially credit)to the residents of that neighborhood is known as:

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Redlining is the practice of denying credit or other financial services to residents of a particular neighborhood based on their ethnic, racial, or economic characteristics. This practice is illegal under the Fair Housing Act and the Equal Credit Opportunity Act. Redlining is a discriminatory practice that reinforces segregation and inequality in access to financial services. The term "redlining" comes from the practice of outlining a neighborhood in red on a map to indicate that the area is considered high risk or undesirable for lending.

Marking Off a Certain Neighborhood by a Bank Within Their