The business loan pricing method that includes the nonfunds operating costs of making a loan and the bank's desired profit margin as some of its factors in pricing a loan,is called:

Question

Quizplus · Accepted Answer

The cost-plus loan pricing method involves adding the non-funds operating costs and desired profit margin of the bank to the interest rate on the loan. This ensures that the bank covers its costs and earns a profit while lending to businesses. Therefore, this option is the best choice. The other options are not relevant to this pricing method.

The Business Loan Pricing Method That Includes the Nonfunds Operating