Timothy Gartner,an employee in the Bank of Trust and Faith,has requested for a loan of $200,000 to buy a private cruise.The bank has an unimpaired capital and surplus of $38 million and $75 million in total time and savings deposits.Average revenue for the bank in the last three years is $18.5 million and a net interest income of $5.2 million.What is the maximum amount of loan the bank can grant to Timothy?
A)$950,000
B)$200,000
C)$25,000
D)$100,000
E)The bank cannot make loans to its own employees

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The Answer of Timothy Gartner,an employee in the Bank of Trust and Faith,has requested for a loan of $200,000 to buy a private cruise.The bank has an unimpaired capital and surplus of $38 million and $75 million in total time and savings deposits.Average revenue for the bank in the last three years is $18.5 million and a net interest income of $5.2 million.What is the maximum amount of loan the bank can grant to Timothy?
A)$950,000
B)$200,000
C)$25,000
D)$100,000
E)The bank cannot make loans to its own employees

Timothy Gartner,an Employee in the Bank of Trust and Faith,has