Amber Had Permission from Bradley to Borrow His Car to Run

Amber had permission from Bradley to borrow his car to run some errands. Unfortunately, while Amber was driving, she looked down to change songs on her iPod and sideswiped a car and hit a bicyclist. Based on her experience, which of the following would be true?

A) Amber's insurance company should refuse coverage of her medical payments because she was not driving in her own vehicle.
B) The insurance company of the owner of the sideswiped car should pay for all damages since the car was illegally parked.
C) Amber's insurance should not cover any damage since she carried liability, collision, and comprehensive coverage.
D) The bicyclist should cover his own medical expenses because he was at fault for riding on the road.
E) Amber's insurance policy should cover any property damage claims since she was driving Bradley's car with his permission.