Madeline had a severe allergy attack and crashed her car into a telephone pole while sneezing. The damage to the telephone pole would be covered under Madeline's

Question

Quizplus · Accepted Answer

Property damage liability coverage covers damage to other people's property that is caused by the insured driver. In this scenario, Madeline's crash into the telephone pole caused damage to the property, and as such, her property damage liability coverage would cover the cost of the damages.

None of the other options would be applicable in this scenario. Uninsured motorist's protection would apply if Madeline was hit by a driver who did not have insurance, whereas collision coverage applies to damage to Madeline's car caused by a collision with another vehicle or object. Comprehensive physical damage coverage covers damage to Madeline's car from non-collision events such as theft or natural disasters, and bodily injury liability coverage covers injuries to other people caused by the insured driver.

Madeline Had a Severe Allergy Attack and Crashed Her Car