If a health economist is worried that a system of health insurance will break down because of the problem of adverse selection, that economist may focus on ____ as a solution to that problem.

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Mandation, or requiring everyone to have health insurance, can help prevent adverse selection by increasing the pool of healthy individuals who also purchase insurance. This can balance out the costs of covering sicker individuals and help keep premiums from skyrocketing. Eliminating pre-existing condition clauses may also help prevent adverse selection, but it does not address the issue of healthy individuals choosing not to purchase insurance, which can still lead to a breakdown of the system. Lowering insurance premiums may not necessarily solve the problem of adverse selection, as it does not address the underlying issue of healthy individuals choosing to forego insurance. Moral hazard is also not a solution to adverse selection, as it refers to the issue of individuals altering their behavior once they have insurance, rather than the issue of healthy individuals choosing not to purchase insurance in the first place.

If a Health Economist Is Worried That a System of Health