Miguel is concerned that the health insurance option he is considering plays upon unrealistic fears. He is most concerned about a

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Dread disease policies are often marketed using scare tactics or playing upon unrealistic fears. These policies typically only cover specific serious illnesses, such as cancer or heart disease, and may have high premiums or limited coverage. Miguel's concern about unrealistic fears is best addressed with consideration of the marketing tactics used to sell the insurance.

Miguel Is Concerned That the Health Insurance Option He Is