Which of the Following Is INCORRECT About Dread Disease Policies

Which of the following is INCORRECT about dread disease policies?

A) They are illegal in many states.
B) Each policy covers a wide range of conditions.
C) They play upon unrealistic fears.
D) These policies are usually sold through the mail, in newspapers, and magazines, or by door-to-door salespeople.
E) They cover diseases that are already covered if you are insured under a major medical plan.