(Consider This)For People That Use Commitment Contracts to Motivate Achievement

(Consider This) For people that use commitment contracts to motivate achievement of a goal,people have the choice of their penalty money (from failing to reach the goal) to go to either charities they like or charities they hate (anti-charities) .From a behavioral economics perspective:

A) designating an anti-charity should be more effective because loss aversion will provide additional motivation.
B) designating a charity (versus an anti-charity) should be more effective because it avoids all potential for loss.
C) it shouldn't matter whether one designates a charity or an anti-charity.
D) self-interest biases generally keep people from choosing the anti-charity.