As of 2012, Which of the Following Is True Concerning

As of 2012, which of the following is true concerning payday lending?

A) The typical borrower earns less than $25,000.
B) Payday lending has been effectively banned in 18 states.
C) Interest rate on payday loans were capped at an annual interest rate of 30% by federal legislation.
D) Less than $30 billion of payday loans were generated by the industry.
E) Payday lenders were banned from forming relationships with nationally chartered banks.