Reimbursement for costs associated with intermediate and custodial care in a nursing facility or at home is provided by

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Medicare only covers skilled nursing care for a limited time and is not intended for long-term care or custodial care. Disability income insurance typically replaces lost income in case of a disability and does not provide coverage for long-term care expenses. HMOs may provide some coverage for long-term care, but it varies by plan. Long-term care insurance is specifically designed to cover the costs associated with intermediate and custodial care in a nursing facility or at home, making it the best option for this type of care.

Reimbursement for Costs Associated with Intermediate and Custodial Care in a Nursing