6-63 A person with a history of bad credit and an inconsistent record of payments on other debt is most likely to find a short-term loan through a

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Payday lenders typically do not require a credit check and are willing to lend money to individuals with bad credit or an inconsistent payment history. They may charge high interest rates and fees, so it is important for borrowers to carefully consider the terms and their ability to repay the loan before agreeing to it.

6-63 a Person with a History of Bad Credit and an Inconsistent