6-64 in Contrast to Earlier Periods in the Finance Company

6-64 In contrast to earlier periods in the finance company industry,during the last decade

A) regulatory reform led to decreasing profits.
B) mortgages originated were generally not securitized.
C) new car loan rates charged by finance companies have been lower than those of commercial banks.
D) mortgage lending has become less important to the industry.
E) finance companies were required to offer time deposit products to their customers.