What are two reasons that black urban neighborhoods were more decayed than white neighborhoods?

Question

Quizplus · Accepted Answer

Black neighborhoods often had the oldest housing stock in need of the most repair, and homeowners could have difficulty receiving loans to improve their properties due to discriminatory lending practices. This can lead to a cycle of decay and neglect in the neighborhood. A is also a possible reason, but it doesn't explain the root cause of the issue, which is the lack of resources and discriminatory lending practices. B and D are not accurate as they generalize the attitudes and behaviors of residents in black urban neighborhoods.

What Are Two Reasons That Black Urban Neighborhoods Were More