The credit department of Discount Retail Stores Inc. calls Emmett at work about an overdue bill. Emmett's employer objects. Discount Retail's credit department continues to call Emmett at work. This is a viola?tion of

Question

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The Fair Debt Collection Practices Act prohibits debt collectors from contacting consumers at their place of work if the collector knows or has reason to know that the employer prohibits such communications. Emmett's employer has objected to the calls, so Discount Retail's credit department is in violation of the act.

The Credit Department of Discount Retail Stores Inc