With a Roth IRA,after five years you can make withdrawals before age 59 1/2 without a penalty but you must pay taxes on the withdrawals.

Name: With a Roth IRA,after five years you can make withdrawals before age 59 1/2 without a penalty but you must pay taxes on the withdrawals.
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With a Roth IRA, you can withdraw your contributions at any time tax-free and penalty-free. However, earnings can be withdrawn tax-free and penalty-free after age 59 1/2 and the account has been open for at least five years.

With a Roth IRA,after Five Years You Can Make Withdrawals