For someone wanting to minimize the taxes they are paying now,a Roth IRA would be preferable to a traditional IRA.

Name: For someone wanting to minimize the taxes they are paying now,a Roth IRA would be preferable to a traditional IRA.
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A traditional IRA allows for tax-deductible contributions, reducing taxable income now, whereas contributions to a Roth IRA are made with after-tax dollars, offering no immediate tax deduction.

For Someone Wanting to Minimize the Taxes They Are Paying