Elise's Health Insurance Policy Has a Deductible of $500,a $20

Elise's health insurance policy has a deductible of $500,a $20 copayment on doctor visits,and coinsurance of 10% on all expenses other than those for which there are copayments.She visited the doctor four times last year (doctor's fee is $40 per visit) and underwent a surgery that cost $3,000.If instead she had had a policy with a $1,000 deductible,a $10 copayment on doctor visits,and no coinsurance,which of the following is TRUE regarding her expenses (excluding the cost of the insurance) ?

A) With the higher deductible,she would have saved between $70 and $249 relative to what she paid with her actual policy.
B) With the higher deductible,she would have saved more than $250 relative to what she paid with her actual policy.
C) With the higher deductible,she would have spent at least $300 more than she paid with her actual policy.
D) With the higher deductible,she would have spent between $50 and $250 more than she paid with her actual policy.