A nurse has been named in a lawsuit. The nurse's insurance company has declined to cover any costs until policy exclusions have been verified. What would the nurse expect the company to review?

Question

Quizplus · Accepted Answer

Rationale 1: Length of employment does not fall under policy exclusions.
Rationale 2: Educational preparation is verified when the policy is issued and does not pertain to exclusions at this time.
Rationale 3: Length of time the nurse has been registered is not pertinent to exclusions.
Rationale 4: In professional liability policies, exclusions frequently describe circumstances or activities that will prevent coverage of the insured party. Exclusions also include the absence of appropriate licensure or certification. Therefore, the company would check the insured's licensure.
Rationale 5: In professional liability policies, exclusions frequently describe circumstances or activities that will prevent coverage of the insured party. The insurance company would check the activities that are a part of the insured's work to ensure that they do not fall in the exclusions category.

A Nurse Has Been Named in a Lawsuit