In which situation is an occurrence-based policy most beneficial to the nurse?

Question

Quizplus · Accepted Answer

Rationale 1: The occurrence-based policy is preferable because lawsuits may not be filed immediately, and the nurse needs coverage for any lawsuits that might arise even after retirement from active practice.
Rationale 2: No policy will cover an incident that has already occurred.
Rationale 3: A policy will not cover an incident that has already occurred even if the person purchasing the policy was just an observer.
Rationale 4: This performance has already occurred, so no policy will provide coverage.

In Which Situation Is an Occurrence-Based Policy Most Beneficial to the Nurse