How Did Race/ethnicity Factor into the Foreclosure Crisis

How did race/ethnicity factor into the foreclosure crisis?

A) Minorities were more likely to present fraudulent proof of income to get mortgages.
B) Banks were more likely to give minorities subprime loans.
C) Minorities were less likely than whites to know what price housing they could afford.
D) It had no factor-the foreclosure crisis hit all races equally.