How did government policies contribute to the preferential treatment of whites in the suburban housing market after World War II?
A) Loans for homes in racially homogeneous white neighborhoods were typically redlined.
B) Loans for homes in primarily black neighborhoods were typically rated higher than loans for homes in racially mixed neighborhoods.
C) Loans for homes in racially mixed neighborhoods were typically rated higher than loans for homes in primarily black neighborhoods.
D) Loans for homes in racially homogeneous white neighborhoods were typically rated higher than loans for homes in primarily black or in racially mixed neighborhoods.

Question

Quizplus · Accepted Answer

Government policies such as the Home Owners' Loan Corporation, Federal Housing Administration, and Veterans' Administration systematically restricted access to home loans for non-whites and favored the development of racially homogeneous white neighborhoods. These policies included redlining, which meant that loans for homes in neighborhoods with non-white residents were typically rated lower, making them less likely to be approved or more expensive, while loans for homes in racially homogeneous white neighborhoods were rated higher and more readily approved. This led to the preferential treatment of whites in the suburban housing market after World War II.

How Did Government Policies Contribute to the Preferential Treatment of Whites