Which of the Following Is True Regarding Disability Insurance

Which of the following is true regarding disability insurance?

A) Disability insurance is usually provided as a stand-alone policy.
B) The most common disability coverage pays specific fixed costs of the business in the event that the owner or other named key person becomes disabled.
C) Buyout insurance provides funds to the business to purchase the ownership position of a disabled partner.
D) It is the most highly desired form of insurance for most employees.