A patient sues the nurse for a fall that occurred because the bed's siderails were not in the upright position.The judgment is for the patient to receive $2 million; however,the nurse has an occurrence policy with double limit coverage of $3 million/$10 million that covered the time period when the incident occurred.What will the nurse's insurance pay to the patient?

Question

Quizplus · Accepted Answer

The nurse's insurance will pay up to the policy limit of $3 million for this occurrence. As the judgment is for $2 million, the insurance will pay the full amount of the judgment. Therefore, the nurse's insurance will pay $2 million to the patient.

A Patient Sues the Nurse for a Fall That Occurred