Which of the following actions help organizations reduce the cost of health care benefits offered to employees?

Question

Quizplus · Accepted Answer

Shifting from traditional health insurance plans to PPOs and CDHPs can help organizations reduce the cost of health care benefits offered to employees. This is because PPOs and CDHPs have lower premiums and can also encourage employees to make more cost-conscious decisions about their healthcare. Other options listed, such as increasing deductibles and coinsurance or expanding coverage, may actually increase costs for organizations and employees. Paying some or all of the difference in cost between an HMO or PPO plan may be a helpful option, but it may not be enough to significantly reduce overall healthcare costs. Choosing traditional health insurance over HMOs and PPOs is less likely to reduce costs, as these typically have higher premiums and less flexibility.

Which of the Following Actions Help Organizations Reduce the Cost