Individual credit-scoring models typically include all of the following information except

Name: Individual credit-scoring models typically include all of the following information except
Brand: Quizplus
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Question

Quizplus · Accepted Answer

Including ethnic background in a credit-scoring model would be considered discriminatory and is illegal under the Equal Credit Opportunity Act. Therefore, individual credit-scoring models should not include information regarding a person's ethnic background.

Individual Credit-Scoring Models Typically Include All of the Following Information