State Farm and Other P&C Insurers Came into Conflict with Policyholders

State Farm and other P&C insurers came into conflict with policyholders over claims filed as a result of Hurricane Katrina that resulted in lawsuits. The conflict resulted from

A) insurer's refusal to pay until reinsurance funds were collected.
B) policyholder's fraudulent claims.
C) insurers' insistence that the Katrina storm surge resulted in flood damage which was not covered.
D) insurers overcharged for hurricane insurance.