Banks generally continue to have the authority to act as a depositor's agent for check-cashing purposes for a limited period of time after the depositor/agent's death.

Question

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Banks typically have the authority to act as a depositor's agent for a limited period of time after the depositor's death, usually until the estate is settled or until a legal representative is appointed. During this time, the bank may cash checks made payable to the deceased depositor.

Banks Generally Continue to Have the Authority to Act as a Depositor's