High-Deductible,low-Premium Health Insurance Plan Which Employer-Provided and Employer-Subsidized Health Insurance

High-deductible,low-premium health insurance plan Which employer-provided and employer-subsidized health insurance plan would you choose if you want to keep your healthcare insurance subsidy as low as possible?

A) health care plan 1 because most costs are covered by the employee and the employee is encouraged to visit the doctor only when it is necessary
B) health care plan 2 because most costs are covered by the employee and the employee is encouraged to visit the doctor only when it is necessary
C) health care plan 1 because this plan encourages healthy employees to get coverage and lowers the overall premium paid for by all employees
D) health care plan 2 because employees are encouraged to visit the doctor for all possible problems
E) either one because there should be no noticeable difference in overall healthcare costs associated with either health insurance plan