High-Deductible,low-Premium Health Insurance Plan Which Plan Would You Choose If

High-deductible,low-premium health insurance plan Which plan would you choose if you are concerned that doctors may order too many tests?

A) health care plan 1 because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs
B) health care plan 2 because patients will first make sure that all tests are necessary when they must pay a substantial portion of the costs
C) health care plan 2 because the insurance company will discourage doctors from ordering too many tests
D) health care plan 2 because the threat of malpractice lawsuits will discourage doctors from ordering too many tests
E) neither one because they would not deal effectively with the problem